1. Who controls your personal information
This privacy notice explains how Magenta Financial Training, operating the Harbourline Financial Resilience service, handles personal information when you visit sacskc.com, submit a consultation request or otherwise contact us. Our company details are Magenta Financial Training, Stony Stratford, Bucks. Our VAT ID is GB 608485521. Privacy enquiries can be sent to [email protected] or raised by telephone on +44 1908 247316.
We aim to handle personal information fairly, lawfully and transparently under the UK General Data Protection Regulation and the Data Protection Act 2018, as amended by the Data (Use and Access) Act 2025 and other applicable UK legislation. This notice should be read together with our Cookie Policy where device storage or similar technologies are involved.
2. Information we collect
When you submit the consultation form, we may collect your name, email address, telephone number, the financial resilience topic you select and any information you choose to include in your message. We may also retain correspondence connected with your enquiry so that we can understand the request and respond consistently.
When you use the website, technical information may be processed for security, availability and basic operation. If you choose to allow non-essential analytics or advertising technologies, additional device or interaction information may be processed for measurement and campaign-performance purposes as described in our Cookie Policy.
Please do not send bank passwords, card PINs, full payment-card details, online-banking security credentials or other information that is unnecessary for the initial consultation.
3. Why we use information and our lawful bases
We use enquiry information to respond to your request, arrange or prepare a consultation, understand which resilience areas are relevant and manage communications connected with that request. Depending on the stage of the relationship, this processing may be necessary to take steps at your request before entering into a contract or may be based on our legitimate interests in operating and improving a responsive consultation service.
We may use limited technical information where necessary for website security, fraud prevention, service integrity and administration. Where the law requires consent for non-essential cookies, pixels or similar technologies, we rely on your consent and provide a mechanism to change your cookie choice.
We do not use your consultation request to promise a particular financial result. Any later discussion of regulated financial products or regulated advice should take place with an appropriately authorised provider where required.
4. When information may be shared
We may use service providers that support hosting, communications, security or website operations. Those providers should process personal information only for the relevant service and under appropriate contractual and security requirements. We may also disclose information where required by law, to establish or defend legal rights, or to protect the security of our service and users.
If advertising measurement technologies are enabled with consent, providers such as Taboola may receive information generated by their measurement tools for attribution and campaign-performance purposes. Any such processing is subject to the relevant provider terms, privacy information and your consent choices.
We do not state that your consultation data will be sold to third parties. If our processing arrangements materially change, this notice will be updated to reflect the change and any additional consent will be requested where required.
5. How long we keep information
We keep personal information only for as long as it is reasonably needed for the purpose for which it was collected, including responding to an enquiry, managing the resulting relationship, meeting legal or accounting obligations and resolving disputes. Retention periods may differ according to the nature of the information and whether an ongoing relationship develops.
Where a fixed period is not appropriate, we use criteria such as the status of the enquiry, the need to maintain an accurate communication record, legal limitation periods, security requirements and any statutory record-keeping duties. Information that is no longer required should be deleted or anonymised in line with our retention practices.
6. Your data protection rights
Depending on the circumstances and the lawful basis used, you may have rights to request access to your personal information, ask for inaccurate information to be corrected, request erasure, ask us to restrict processing, object to certain processing and receive information in a portable format where the legal conditions are met. Where processing relies on consent, you may withdraw that consent at any time without affecting processing that was lawful before withdrawal.
The right to object can be particularly relevant where processing is based on legitimate interests or used for direct marketing. We will consider a valid rights request in accordance with applicable UK data-protection law and may need to verify your identity before acting on the request.
You also have the right to raise a concern with the UK Information Commissioner’s Office if you believe your data-protection rights have been infringed. We encourage you to contact us first so that we have an opportunity to address the issue.
7. International data transfers
Some technology or service providers may process information outside the United Kingdom. Where a restricted transfer of personal information occurs, appropriate safeguards should be used as required by UK data-protection law, which may include adequacy regulations, approved contractual safeguards or another legally recognised transfer mechanism.
The specific transfer position can depend on the provider and service in use. If you require further information about safeguards relevant to your personal information, contact us using the details in this notice.
8. Security and data minimisation
We take proportionate technical and organisational measures intended to protect personal information against unauthorised access, accidental loss, misuse or alteration. No online transmission or storage system can be described as risk-free, so we also limit the information requested through the consultation form to what is useful for handling an enquiry.
You should avoid sending unnecessary sensitive financial credentials. If further information is needed during a consultation, consider whether the detail is genuinely required before sharing it.
9. Cookies and similar technologies
The website uses a necessary consent-preference cookie so that your cookie choice can be remembered. Non-essential analytics or advertising technologies should only be enabled where the required consent has been given. Our Cookie Policy explains categories, purposes, example retention periods and how you can change your choice.
If Taboola measurement technology is used for advertising attribution, our consent notice and Cookie Policy are intended to explain that use and provide a choice before non-essential tracking is enabled.
10. Changes to this notice
We may update this Privacy Policy when our processing activities, service providers or legal obligations change. The version published on this page is the version that applies when you use the site, subject to any specific notice provided to you about a material change.
Last updated: 11 September 2026.